ADU Program

Expand your livable space by adding an additional unit to your property or converting a garage

An Accessory Dwelling Unit (ADU), also known as a mother-in-law unit or granny flat, is a building that shares property with another main building, such as a single-family home or duplex. Adding an ADU to your property can provide you with more living space, rental property, or a home office, depending on your financial goals and family needs.

ADU financing

We provide low-cost loans directly through our affordable lending services. We’re able to offer these lower rates because we are a Community Development Financial Institution (CDFI). Our HUD-certified housing counselors will work with you to provide financing based on your budget and overall goals.

NHS construction team breaks ground for an ADU.

ADU kitchen designed and built by NHS construction team.

ADU construction services

Our construction project management team will build your ADU from the ground up. We offer a competitive project management service fee and leverage a network of trusted contractors to get the job done on time, within budget, and up to local codes.

Sign up for a Don’t Move, Improve! Workshop

To learn more about our ADU Program and meet our team, attend a Don’t Move, Improve! Workshop.

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Sign Up for a DON’T MOVE, IMPROVE! Workshop

Currently there are no upcoming events of this type. Please check back later.

Submit borrower information for prequalification processing

Complete an intake form to get connected with a HUD-certified housing counselor who will determine whether you are eligible for our low-cost ADU financing.

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