Families interested in purchasing their home can work with an NHS Lending Counselor to find the right affordable loan. As a Community Development Financial Institution (CDFI), NHS finances income-qualified borrowers
through our revolving loan fund. Our Lending Counselors work directly with lenders to offer affordable loan products as well as assistance with down payment and closing costs for new homebuyers.
For existing homeowners, NHS provides home improvement loans through our Don't Move-Improve! program as well as refinancing assistance.
NHS also provides personalized counseling to help prevent defaults and foreclosures.