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We are excited to kick off 2016 by announcing the release of our new report, “Building and Sustaining an Affordable Los Angeles County.” The report examines housing costs in Los Angeles County and the City of Los Angeles for both renters and homeowners. The findings show that far more people are devoting an excessive share of their income to housing than in the past and homeownership is out of reach for most households. The report also examines the differences in cost and affordability by focusing on key neighborhoods and cities in Los Angeles County, finding that although affordability challenges are widespread, they are much more severe in particular locations.  We invite you to click on the individual maps to open them in your web browser and view your neighborhood in greater depth.  CLICK IMAGE BELOW TO DOWNLOAD FULL REPORT.

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BuyFixKeep
We help families of modest means become homeowners.  We also help struggling families obtain affordable loans for needed home repairs and preserve their neighborhoods from foreclosures through mortgage assistance programs. Whether you are trying to buy, fix, or keep your home, we are here to help. 

NHS is proud of the help and hope we provide to families every day through:
 

 


 

Meet NHS Client: Sandra Oliver

Sandra Oliver Sandra Oliver & Selena Davis, NHS Homeownership Services Manager

After a career as a school teacher, Sandra hoped to enjoy retirement in the Carlton Square section of Inglewood, where she purchased her home in 1995. But foreclosures started to happen throughout the neighborhood a decade later, and some of Sandra’s neighbors started to leave. And with her income shrinking after she retired, Sandra was paying 75% of her income on her mortgage. Pretty soon she fell behind on her payments. She went to the bank to apply for a loan modification, but her income was too low to qualify. Sandra started hearing people knocking on the door, looking to buy her home from her for pennies on the dollar. “I was at the end of my rope,” Sandra said. “I thought, Lord, what do I do?”

Finally, she found NHS and called Homeownership Services Manager Selena Davis, who told her about the Keep Your Home California program (KYHC). Selena guided Sandra through KYHC’s principal reduction program, which helped Sandra get current on her payments and reduce the principal owed on her house to a point where her monthly payment became affordable. Now Sandra pays 33% of her income and can stay in her home and remain an anchor of her Carlton Square community. “It’s like a weight has been lifted off me,” Sandra said. Now she can finally focus on enjoying her retirement.

 

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NHS of Los Angeles County
3926 Wilshire Boulevard, Suite 200
Los Angeles, CA 90010
888-895-2NHS

NHS is a 501(c)(3) nonprofit organization.

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